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The Ultimate Guide to Getting Help If You've
Suddenly Come Into Money

If you have recently suddenly come into money, then you’ll LOVE this guide. 

We have assembled a list of all the professionals we could find that help people who have suddenly come into money. You can filter through the list to find the best resources for you.

Click HERE to read how we defined the service areas.

Check it out:

I've suddenly come into money, and I want help with:

I've suddenly come into money, and I need help in this state:

Directory of professionals who help if you've suddenly come into money

Alexander Financial Planning

https://www.alexanderfinancialplanning.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

AMG Wealth Advisors

https://amgwealthadvisors.com
Estate Planning
Tax Planning

Aspyre Wealth Partners

https://aspyrewealth.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

Atlas Fiduciary Financial, LLC

https://atlasfiduciary.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning
Do you focus on a particular industry or client type?
Primarily women, widows and people who are looking for someone who has the education and the fiduciary business model to help them make good financial decisions.
What is the name of a principal person who helps people who come into money?
Laura Mattia Ph.D., MBA, CFP® Principal
How many years of experience does that person have?
30+ years
Does that person have any relevant personal experience he or she would like to share?
My PhD is in Personal Financial Planning and we are Fee-Only, meaning we work strictly for the client to provide unbiased and objective information. I have worked with very large clients at our firm and also as the CFO for Geller and Company which is Mike Bloomberg's family office. Everyone at my firm has a minimum of a university degree in finance and a CFP. We also have several CPAs and CFAs on staff, so we look at all aspects.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
My PhD thesis and ongoing research has been related to women and money. I have spoken at over a dozen financial services conferences this past year (Raymond James, LPL, etc.) on how to work with Widows. I am the author of "Gender On Wallstreet" published by Palgrave Macmillan in 2018. I have published many academic and nonacademic papers to help women make better financial decisions and did two Tedx talks to encourage women to be more financially engaged.
What is your approach when working with clients who come into money?
We perform a very comprehensive plan for the client evaluating all aspects of their financial life. We start with an in-depth meeting on what the money means to them. We discuss their purpose in life, their values, their dreams and the people they care about. We then discuss their past relationship with money, their childhood experiences, etc. It is very similar to creating a strategic plan involving a SWOT analysis and strategic priorities. We then create projections and what if scenarios so the client can see the pros/cons of their choices. We don't sell any products (because our clients want us to provide objective, unbiased advice which is not driven by an agenda). However, we can and do help them shop for products if they become part of the plan. We can also help manage their investments based on Modern Portfolio Theory and the science behind investing (we have several CFAs also on staff). Our focus is always on protecting the downside first (evaluating risk) and then preparing for the upside.
Do you focus on a particular industry or client type?
Even the word fiduciary is now becoming confusing. If an advisor is willing to put themselves out as a "fiduciary" they should be willing to sign a fiduciary oath. We sign a fiduciary oath for each of our clients since we can prove all of our advice is fully thought out, based upon science and is in the client's best interest.

Aurochs Financial Group

https://www.aurochsfinancial.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

Avidus Therapy

https://www.avidustherapy.com
Mental Health Counseling

Black Hills Integrative Counseling and Coaching, LLC

https://bhintegrative.com
Mental Health Counseling

Brian H. Farr, MA LPC

https://bhfarr.com
Mental Health Counseling
Do you focus on a particular industry or client type?
I work with individuals and couples across the age span.
What is the name of a principal person who helps people who come into money?
Brian Farr
How many years of experience does that person have?
18 years
Does that person have any relevant personal experience he or she would like to share?
Brian’s relationships with clients are enriched by his successful career in the world of business. During the 25 years prior to becoming a professional counselor in 2002, he was a founding partner of an investment management firm, owner/manager of a personnel agency, professional commodity trader and member of the Chicago Board of Trade. Brian has a Bachelor of Arts in History from Stanford University and a Master of Arts in Counseling Psychology from Lewis & Clark College. He is a Certified Hudson Institute Coach.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
https://bhfarr.com/personal-finance-podcasts/
What is your approach when working with clients who come into money?
I start with a variety of questions: What was going on in the life of the person(s) before the new wealth arrived? What were their values and ambitions before the money landed? Were they confident with their knowledge levels about their personal finances? What do they think of their prospects for managing windfall wealth? What are their strengths and vulnerabilities? What do they envision for this money? The answers to these questions (and more) will then provide guidance for where we go next in the process. The goals of the work are brought forth by the clients themselves, sometimes with quick clarity, and sometimes buried in the dreams and needs that are uncovered in our sessions. My hope for my clients is that they develop peace within themselves and success with their money.
Do you focus on a particular industry or client type?
I became a professional commodity trader the same week I turned 23. During my years on the trading floor I saw quite a few people get wealthy, some of them very quickly. I learned that when a bunch of money lands in someone's life, it can be like an enormous bag of gold dropping into a small rowboat. Yes, it's a lot of gold, and that's good. But if it's not handled properly, the weight itself will throw everything off balance and upend that boat. If you have been blessed with sudden wealth, be ready for both joy and disorientation, freedom and necessary work.

OR as a licensed counselor and all 50 states as Financial Therapist

Brightworth

https://brightworth.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

CAPTRUST

https://www.captrust.com
Registered Investment Advisor
Estate Planning
Tax Planning

Center for Financial Planning, Inc.

https://www.centerfinplan.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning
Do you focus on a particular industry or client type?
Clients in Transition, generally pre-retirees age 55 - 70, earning over $200k with $1 million plus net worth or $500k + investable net worth
What is the name of a principal person who helps people who come into money?
They get filtered through me (Sandra Adams) - I have training through the Sudden Money/Financial Transitionist Institute
How many years of experience does that person have?
24+ years in the industry and 10+ years specifically with sudden wealth and financial transition cases (holds the CeFT(R) designation.
Does that person have any relevant personal experience he or she would like to share?
Sandy has worked with clients receiving sudden wealth as a result of generational wealth transfers/inheritances, the death of a spouse (works often with widows/widowers), expected or unexpected retirements or business sales, etc. In addition, she works with families to plan proactively to plan for the aging process of older adult clients, which includes proactively planning for wealth transfers in advance so that the wealth transfer process can be a more planned and smooth transition for all parties involved.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
Sandy specializes in Elder Care Financial Planning and transition planning and is a frequent speaker on related topics with the Michigan Association of CPAs, Wayne State University Institute of Gerontology (WSU IOG), SOAR (Society for Active Retirees), AICPA (Association of International Certified Professional Accountants) and other public and professional groups. In addition to making frequent contributions to The Center’s “Money Centered” blog, she serves as a trusted source for national publications, including The Wall Street Journal, Research Magazine, and Retirement Daily. She regularly contributes to the Journal for Financial Planning and Practical Compliance and Risk Management. She is also an instructor for the Schoolcraft College Continuing Education program on topics related to Long Life Planning and Serving as a Financial Fiduciary. She has recently been recognized by Forbes as a top Wealth Advisor for 2020.
What is your approach when working with clients who come into money?
The approach is to work with clients from both the technical and personal side of the money issues. There will be many technical financial planning issues to address, but many advisors will ignore the emotional and psychological issues that clients have around money that ultimately drive them to make poor decisions around money. The idea is to make sure that we focus on what decisions are based on what is most meaningful to the client and the decisions stay true to those goals. The client should never be rushed into a decision they are not ready to make and all planning should be done based on their best interests.
Do you focus on a particular industry or client type?
Clients should know that wealth can come on suddenly but planning for what to do with that wealth should not be sudden or rushed if done properly. It should be done with thought and intention.

Cetera Advisor Networks

https://www.affluence.com
Certified Financial Planner

Cityscape Counseling

https://www.cityscapecounseling.com
Mental Health Counseling
Do you focus on a particular industry or client type?
We support clients of all ages through life transitions, anxiety, depression, eating disorders, trauma processing, substance abuse and relationship management.

Connie C. Linas, LCSW

https://www.eastbaywellness.org
Mental Health Counseling

Debra Kaplan Counseling

https://debrakaplancounseling.com
Mental Health Counseling

Denise Kautzer MA, LPCC, CPA

https://www.denisekautzer.com
Mental Health Counseling

Dr. Cécile Lyons

https://www.cecilelyonsphd.com
Mental Health Counseling

Dr. Lami Consulting

https://drlami.com/
Mental Health Counseling
Do you focus on a particular industry or client type?
Family Offices, Family Business and High Net Worth
What is the name of a principal person who helps people who come into money?
Dr. Meshie Lami
How many years of experience does that person have?
20+ years
Does that person have any relevant personal experience he or she would like to share?
Dr. Lami has a direct personal experience.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
https://drlami.com/speaking-education/ https://drlami.com/blog/
What is your approach when working with clients who come into money?
My services are tailored made to each family, situation and case. It is based on collaboration, trust, discretion and on creating safe and personal space for clients to feel comfortable exploring important aspects related to their financial well-being.
Do you focus on a particular industry or client type?
It is important to learn about our subconscious relationship with money, our attitudes and beliefs and our money narratives before dealing with sudden windfall, otherwise the risk of losing it is very high!

Elizabeth Sterbenz, LMFT

https://elizabethsterbenz.com
Mental Health Counseling
Do you focus on a particular industry or client type?
Many of my clients are navigating anxiety and have a history of trauma, but I work with a range of mental health and life issues. I'm based in Los Angeles, so many clients are in the entertainment industry, or adjacent.
What is the name of a principal person who helps people who come into money?
Elizabeth Sterbenz
How many years of experience does that person have?
7+
What is your approach when working with clients who come into money?
My approach for all clients is to assess their needs and goals, and utilize the best techniques that I have to help them achieve those goals. Sometimes it's about exploring their past, sometimes it's about exploring their values, sometimes they can benefit from a trauma treatment such as EMDR - and sometimes all of these things, and more.

Illinois by mid 2021

FamilyWealth Consulting, James Grubman, PhD

http://jamesgrubman.com
Mental Health Counseling

All 50 states and International

Fujiyama Wealth Management

https://www.fujiyamawealth.com
Certified Financial Planner
Tax Planning
Do you focus on a particular industry or client type?
Clients in Life in transition such as inheritance, windfalls, sudden wealth, divorce, retirement, widowhood, and selling their successful business
What is the name of a principal person who helps people who come into money?
Junko Rivka Horvath
How many years of experience does that person have?
22 years
Does that person have any relevant personal experience he or she would like to share?
I am CFP (Certified Financial Planner ™ Professional) and CeFT (Certified Financial Transitionist®). As one of less than 200 CeFTs we have in the world, I am trained to successfully navigate each client's life changing transitions such as inheritance, windfalls, and sudden wealth.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
My first book, "Women In Financial Transition" will be published at the end of February 2021. I am a recipient of Five Star Wealth Manager Award in the past seven years which is given to top 2.5% of all the financial advisors in Atlanta, GA.
What is your approach when working with clients who come into money?
Help the clients by creating an advisory team such as estate lawyer, contract lawyer, CPA, and myself (wealth manager) first and help the clients from all aspects of wealth transfer from estate planning, wealth protection, investment management, tax mitigation, and charitable giving.
Do you focus on a particular industry or client type?
CNBC interviewed me and it should be released on 2/18/2021.

Gallo Consulting

http://www.galloconsulting.com
Mental Health Counseling

Glenayr Family Advisors

http://www.glenayrfamilyadvisors.com
Certified Financial Planner
Tax Planning

Goostree Financial Group

Healthy Love & Money

https://www.healthyloveandmoney.com
Mental Health Counseling

HMS Financial Group

https://hms-financial.com
Certified Financial Planner

Imagine Counseling Services of Marietta

Integrative Financial Counseling

Jetson Counseling

http://www.jetsoncounseling.com
Mental Health Counseling
Do you focus on a particular industry or client type?
Referrals from CFP's, clients seeking financial guidance
What is the name of a principal person who helps people who come into money?
Dave Jetson
How many years of experience does that person have?
17 years
Does that person have any relevant personal experience he or she would like to share?
While I have not received sudden wealth, I have created accumulated wealth by working through my own financial therapy history and patterns that limited my ability to retain wealth.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
Book: Finding Emotional Freedom: Access the Truth Your Brain Already Knows, Book: Setting True Boundaries: Creating Respect, Safety and Freedom in Relationships I have personally led over 80 workshops Workshop Creations: Codependency Loneliness Workshop 2017 Sexuality Workshop 2016 Boundaries Workshop 2016 Wilderness Workshop 2014 Emotional Truth Workshop 2014 Trauma Workshop 2013 Corporate Personnel Dynamics Workshop 2013 Grieving the Losses Workshop 2012 Sexuality and Relationships Workshop 2011 Facilitating Financial Wellness 2011 Freedom from Negative Self-Talk Workshop 2011 Couples Intensive with Money Workshop 2010 Relationship Dynamics for Individuals 2010 Codependency Workshop 2010 Co-facilitating Financial Coaching with a CFP and Clients 2010 Tele-therapy Intuitive Experiential Therapy Group 2009 Emotional Triggers Workshop 2009 Couples Workshop 2009 Anger-Depression Workshop 2008 Individual Tele-therapy around the world 2008 Intuitive Experiential Therapy 2007 Anger Workshop 2007 Psychology of Money Workshop 2006 Connecting With Your Inner Child Workshop 2006 Talks: True Boundaries The Grief Brain Money and Body Language Trauma Financial Therapy Real Money Exercises Information in a Handshake Body Meditation Body Language; Asset or Liability The Financial Brain How Employees Emotional History Negatively Impacts the Work Environment and Techniques to Address It Tele-therapy (2013) Financial Codependency Body Language The Trauma Brain The Money Brain The Financial Trauma Brain Trauma & Experiential Therapy Psychology of Money Emotional Patterns with Depression & Bipolar Beyond Talk Therapy Journal Interviews Wall Street Journal (December, 9 2012) What Are Your Money Scripts, http://online.wsj.com/ article_email/SB10001424127887324355904578157413795443942-lMyQjAxMTAy- MDEwMDExNDAyWj.html?mod=wsj_valettop_email Investment Advisor Magazine (February, 2013) Double Think: Getting Past the Conflict in Your Clients’ Two Brains, http://www.advisorone.com/2013/01/21/double-think-getting-past-theconflict-in-your-cli?t=the-client US News (August, 2013) Benefits of Financial Therapy, http://money.usnews.com/money/personal- finance/articles/2013/08/19/the-benefits-of-financial-therapy Wall Street Journal (April, 12 2015) How Couples Can Resolve Their Biggest Fights Over Money, http://www.wsj.com/articles/how-couples-can-resolve-their-biggest-fights-over-money- 1428895317
What is your approach when working with clients who come into money?
Explore their emotional history with money. Explore the emotional obstacles that prevent them from managing money in a healthy fashion. Explore their financial goals and visions. Invite them to explore the emotional patterns that may impede their financial success to the level they are comfortable and willing to go. Explore workaround patterns to put in the financial portfolio to help create greater successful outcomes.
Do you focus on a particular industry or client type?
It is never about the money. When clients want to explore windfall patterns, I can help guide the client as shallow or deep as they want to go since I have done extensive emotional and financial work.

All 50 states plus Panama, Chile, Switzerland, Peru

John Cooper, MA LPC, CGP Counseling and Psychotherapy Services

https://www.johncooperlpc.com
Mental Health Counseling

Juno Wealth Management

https://www.junowm.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

Kaas Settlement Consulting

https://tracikaas.com/services
Registered Investment Advisor

Kahler Financial Group

https://kahlerfinancial.com
Mental Health Counseling
Registered Investment Advisor
Certified Financial Planner
Tax Planning
Do you focus on a particular industry or client type?
Business owners, professionals, retirees
What is the name of a principal person who helps people who come into money?
Rick Kahler
How many years of experience does that person have?
40 years
Does that person have any relevant personal experience he or she would like to share?
Rick is founder of Kahler Financial Group, and is a practicing financial planner and financial therapist. He has 40 years of experience with personal financial planning and is a founding board member and past president of the Financial Therapy Association and became one of the first Certified Financial Therapists-Level I (CFT-1™) in the US in 2020. He is also a Certified Financial Transitionist (CeFT®) and a Certified Financial Planner (CFP®), and has a Master’s Degree in Financial Planning. He is on the faculty at Golden Gate University where he serves as a Distinguished Adjunct Professor and instructs the Facilitating Financial Health graduate course. He had 25 years of experiential psychodrama group experience as a client and co-facilitator, recovering from complex trauma. Rick has presented extensively on Financial Therapy for two decades, including eight presentations for the American Group Psychotherapy Association national conferences. He is also an IFS practitioner, Level 3. Clients seek him out specifically for IFS Financial Therapy.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
Rick is co-author of four books on the psychology of money: Conscious Finance (FoxCraft, Inc., Second Edition 2007), The Financial Wisdom of Ebenezer Scrooge (HCI, 2006), Facilitating Financial Health (NUCO, 2016 2nd Ed.) and Wired For Wealth (HCI 2009). Rick has been a columnist for 30 years for several South Dakota newspapers and is the author of hundreds of articles and whitepapers. His work as the co-founder of Onsite’s Healing Money Issues workshop, was featured by ABC News’s 20/20 in 2009 and in Wynonna Judd’s book Coming Home To Myself, (New American Library, 2005). The Wall Street Journal, hailed this work as "an innovative effort that combines experiential therapy with nuts-and-bolts financial planning." In 2019, he was named as one of the financial planning professions “Innovators” by InvestmentNews. In 2018, Rick received the Insiders Forum Iconoclast Award for his groundbreaking work in financial therapy. In 2017 and again in 2019, Investopedia.com named Rick one of the top 100 Most Influential Financial Advisors. In 2012, InvestmentNews named him one of the top 15 financial advisors to follow on Twitter. In 2009, BusinessWeek named him one of the top 15 most experienced planners in the nation. He has been published or quoted in The Wall Street Journal, The New York Times, The Washington Post, Times of London, ABC News, NBC News, CNBC, SDPB, Forbes, USN&WR, Money, Kiplinger’s, AARP, Money, YahooFinance.com, MarketWatch, Journal of Financial Planning, Financial Planning Magazine. Investment Advisor, Advisor Perspectives, Reuters, Reuters Money, and others.
What is your approach when working with clients who come into money?
It's very individual as everyone's situation is different. I tailor my approach to the person's specific needs.
Do you focus on a particular industry or client type?
Move slowly, gather lots of information, do your research, and choose your advisor wisely.

All 50 states and International

KBK Wealth Connection

Koru Financial Therapy

http://www.korufinancialtherapy.com
Mental Health Counseling

Legacy Consulting Group

https://legacyconsultinggroup.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

Magnificent Life Financial Planning

https://magnificentlifefp.com
Certified Financial Planner
Tax Planning

Marilyn Wechter

http://www.marilynwechter.com
Mental Health Counseling
Do you focus on a particular industry or client type?
Psychological issues pertaining to money and wealth
What is the name of a principal person who helps people who come into money?
Marilyn Wechter
How many years of experience does that person have?
40
Please share any books you’ve written, talks and seminars you've given or awards you have won.
I do a lot of speaking- to large groups and small- usually on issues around the psychological impact and meaning of money.
What is your approach when working with clients who come into money?
The work is to deal with beliefs about money, what it can do and what it can't, and especially when money is due to a "windfall", how to have it be something positive rather than detrimental in one's life. There are particular issues that arise when money is "sudden" as the "ground" is unprepared.
Do you focus on a particular industry or client type?
Money in and of itself doesn't confer power. Rather, understanding the meaning of money for the client, their history with money and their "beliefs" about money can help them be in a better position to benefit from the windfall and have it be something positive rather than a negative.

All 50 states and International

Mariner Wealth Advisors

https://www.marinerwealthadvisors.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

McKinley Carter

https://mckinleycarter.com
Registered Investment Advisor
Certified Financial Planner
Estate Planning
Tax Planning

Mind Money Balance

https://www.mindmoneybalance.com
Mental Health Counseling
Do you focus on a particular industry or client type?
Millennial couples and individuals experiencing financial shame, anxiety, or avoidance
What is the name of a principal person who helps people who come into money?
Lindsay Bryan-Podvin
How many years of experience does that person have?
3 years
Does that person have any relevant personal experience he or she would like to share?
As a financial therapist, Lindsay uses an intersectional shame-free lens when working with clients who've experienced sudden wealth. She helps people work through the nuanced emotions of feeling guilty and relieved at with new windfall.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
Book, "The Financial Anxiety Solution. Featured in Millie, C|Net, Next Advisor by Time, ReWire by PBS, Allure, Bustle, HuffPost, and more
What is your approach when working with clients who come into money?
I use a shame-free, psychological, and evidence-based approach. I believe money is mostly emotional and psychological and that's the approach I take with my clients.

All 50 states and territories

Mission Wealth

https://missionwealth.com
Certified Financial Planner
Tax Planning

Money & Empowerment with Judith Gruber

https://www.moneyandempowerment.com
Mental Health Counseling

Money Mastery with Pam

https://moneymasterywithpam.mykajabi.com
Personal Development Coach

Need to book appointment to send message

Mysteries of Life

https://judithbarr.com
Mental Health Counseling

New Awareness Therapy Services

http://jenniferdunkle.com
Mental Health Counseling
Do you focus on a particular industry or client type?
Financial therapy for individuals, couples, and families. I am a Certified Gottman Couples Therapist, which definitely is useful when working with couples experiencing financial issues.
What is the name of a principal person who helps people who come into money?
Jennifer Dunkle, LPC
How many years of experience does that person have?
15 years
Does that person have any relevant personal experience he or she would like to share?
I am a candidate for the Certified Financial Therapist-I designation, by the Financial Therapy Association. I have long been fascinated by behavioral economics, which explores the reasons we make the money decisions that we do. I have a master's degree in Consumer Science/Personal Finance, and another one in Community Counseling.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
I have been interviewed by a number of journalists and authors (see details on my website).
What is your approach when working with clients who come into money?
I explore with clients the beliefs about money that they have, typically stemming from childhood, adolescence, and young adulthood, and what "money scripts" have unconsciously developed due to these beliefs. Are those money scripts serving them, or do they want to work on changing them?
Do you focus on a particular industry or client type?
It is very important to explore feelings, thoughts, values, and fears about money at the onset of receiving a financial windfall or sudden wealth, as without a well-thought-out plan the money tends to disappear within one generation

Nicole Iacovoni

https://nicoleiacovoni.com
Mental Health Counseling
Do you focus on a particular industry or client type?
I work primarily with women entrepreneurs/business owners
What is the name of a principal person who helps people who come into money?
Nicole Iacovoni
How many years of experience does that person have?
17 years
Does that person have any relevant personal experience he or she would like to share?
I have extensive experience providing crisis intervention, grief, & bereavement, and life transition (divorce, job change, etc.) counseling to clients as a licensed psychotherapist and significant experience helping clients improve the way they think, feel, and behave with money as a financial therapist
Please share any books you’ve written, talks and seminars you've given or awards you have won.
I have been featured by Business Insider, Insider, CNBC Select, and have appeared on several podcasts including "Rich Coach Club Podcast" and "His &Her Money Podcast"
What is your approach when working with clients who come into money?
First, I work with clients to identify their underlying beliefs about money and determine what their highest values are so they can determine the best way to manage and use their new assets. Then, we make short- and long-term goals for their money, which may include creating a debt payoff plan and investment plans. I also help clients explore the mistakes they've made with money in the past and create new ways of thinking, feeling, and behaving with money to set them up for financial success.
Do you focus on a particular industry or client type?
I have the skills, training, and experience to help clients create strategic financial plans while helping them work through the difficult emotions that come with receiving a financial windfall. My work isn't just about what to DO with your money, but also focuses on how to heal your relationship with money and overcome emotional distress related to money.

All 50 states and International

Northstar Financial Planning

https://www.northstarfp.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning
Do you focus on a particular industry or client type?
Sudden wealth
What is the name of a principal person who helps people who come into money?
Robin Young
How many years of experience does that person have?
Over 30 years
What is your approach when working with clients who come into money?
Listen to their story and their concerns, challenges and hopes. Discuss their values and what is most important in their life. Normalize their feelings of overwhelm, stress, grief, and sometimes euphoria. Determine their communication style. Help them take a proactive time-out to adjust to their new financial reality. Sort and prioritize decision making. Collaborate with their other advisors.
Do you focus on a particular industry or client type?
Achieved Mastery level training as a Certified Financial Transitionist through the Sudden Money Institute.

Omega Wealth Management

https://www.omegawealthmanagement.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning
Do you focus on a particular industry or client type?
Clients in significant life/business/financial transitions such as inheritance, divorce, legal settlement, retirement and major career changes.
What is the name of a principal person who helps people who come into money?
Lisa Kirchenbauer
How many years of experience does that person have?
35
Does that person have any relevant personal experience he or she would like to share?
We have several advisors trained as Certified Financial Transitionists to specially serve clients in significant transition.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
Top Financial Advisor lists for Washingtonian and Northern Virginia magazine. A 2018 "Woman to Watch" (Investment News), 2021 Best Financial Planning Firm Arlington magazine. "5 Essential Skills of an Exceptional Advisor" (article and book)
What is your approach when working with clients who come into money?
To meet them where they are; understand their unique needs, challenges and communication preferences; be their "thinking partner" in guiding them through the 4 Steps of Transition; combine the technical and personal sides of transition into an experience that can help a client successfully navigate whatever transition they may be facing.
Do you focus on a particular industry or client type?
Many advisors think that sudden wealth is all about the money. What our clients come to understand is that we need to start with understanding them as a person- their goals, needs, challenges before we can develop a plan or investment strategy.

Pullen Consulting Group

https://pullenconsulting.com
Personal Development Coach
Do you focus on a particular industry or client type?
Financial Advisors and Families of Wealth
What is the name of a principal person who helps people who come into money?
Courtney Pullen
How many years of experience does that person have?
20 years
Does that person have any relevant personal experience he or she would like to share?
I serve two related populations, families who are dealing with the complexity of wealth whether it is multi-generational wealth or sudden first-generation wealth and training financial advisors in addressing sudden wealth and or the psychology of wealth.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
Intentional Wealth: How Families Build Legacies of Stewardship and Financial Health
What is your approach when working with clients who come into money?
I always start with some version of discovery interviews to first learn the unique circumstances facing the client and then develop a game plan to address their situation.
Do you focus on a particular industry or client type?
I've been a faculty member of the Sudden Money Institute for 20 years.

Quartz Financial

https://www.quartzfinancial.com
Registered Investment Advisor
Certified Financial Planner

River Family Advisors

https://riverfamilyadvisors.com
Certified Financial Planner

Security First Advisors

http://sfainc.us
Registered Investment Advisor
Certified Financial Planner
Tax Planning

Sierra Legacy Consulting

http://www.sierralegacyconsulting.com
Mental Health Counseling
Do you focus on a particular industry or client type?
I focus on working with clients who are married into a wealthy family or to a wealthy spouse. I also work with individuals, couples, and families who want to enhance their relationships and sense of purpose in the context of wealth.
What is the name of a principal person who helps people who come into money?
Lindsay Hardie
How many years of experience does that person have?
I have 15 years of experience as a psychotherapist and four years with wealth issues
Does that person have any relevant personal experience he or she would like to share?
I married into a wealthy family and experienced the relationship dynamics firsthand, as well as the importance of using a skilled consultant to help navigate those challenges.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
I was interviewed on the podcast “Money Tales” and I have offered two webinars for the Purposeful Planning Institute.
What is your approach when working with clients who come into money?
I have a background in psychotherapy and coaching. I help clients to identify their purpose and their identity in the context of wealth, and to use values as the guide for action. The result is an intentional legacy that reflects those values. Part of this process is identifying obstacles and learning skills for being present and mindful.
Do you focus on a particular industry or client type?
Wealth can be very isolating and money can bring out a dark side in others. It is important to examine your own ways of being around money and with others, so that you can use wealth to serve your deepest purpose.

Step Financial

https://www.stepfinancial.com
Registered Investment Advisor
Certified Financial Planner

Symmetry Counseling

https://www.symmetrycounseling.com
Mental Health Counseling

The Planning Center

https://www.theplanningcenter.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

Third Eye Associates

https://www.thirdeyeassociates.com
Registered Investment Advisor

Thomas Faupl, MFT

https://www.thomasfaupl.com
Mental Health Counseling
Do you focus on a particular industry or client type?
Self-aware, inner-directed clients seeking inner understanding and purpose in life
What is the name of a principal person who helps people who come into money?
Thomas Faupl
How many years of experience does that person have?
Licensed 12+ years
Does that person have any relevant personal experience he or she would like to share?
Counseled hundreds of people around subject specific issue of money as a licensed psychotherapist and former certified consumer credit counselor
Please share any books you’ve written, talks and seminars you've given or awards you have won.
Public discussion with Personal Capital CEO Jay Shaw at Personal Capital outreach event in San Francisco, June 2019
What is your approach when working with clients who come into money?
I support clients to work through blocking beliefs, conflicting feelings and relationship dynamics around impact of sudden wealth to empower purpose, inner peace and life direction

Turning Point Development

https://www.turningpointdevelopment.com
Personal Development Coach

Wealth Wellness Group of Raymond James

https://www.raymondjames.com/annebedinger
Registered Investment Advisor

Wendy Wright Counseling and Consulting, Inc.

https://wendywrightcounseling.com
Mental Health Counseling
Do you focus on a particular industry or client type?
I offer financial therapy, and often work with clients on the emotional journey of inherited or sudden wealth
What is the name of a principal person who helps people who come into money?
Wendy Wright
How many years of experience does that person have?
20 years
Does that person have any relevant personal experience he or she would like to share?
I offer financial therapy, and often work with clients on the emotional journey of inherited or sudden wealth. I am a member of the Financial Therapy Association
What is your approach when working with clients who come into money?
To explore their relationship with money in a therapy setting
Do you focus on a particular industry or client type?
CNBC interviewed me and it should be released on 2/18/2021.

All 50-via telehealth therapeutic consultations

Wilkinson Wealth Management

https://www.wilkinsonwm.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

Willis Management Inc.

https://www.thayerwillis.com
Mental Health Counseling
Do you focus on a particular industry or client type?
Yes, wealthy individuals and families (exclusively)
What is the name of a principal person who helps people who come into money?
Thayer Willis
How many years of experience does that person have?
31 years
Does that person have any relevant personal experience he or she would like to share?
Yes, I was born into the founding family of Georgia-Pacific Corporation. You can read my background on my website, www.thayerwillis.com
Please share any books you’ve written, talks and seminars you've given or awards you have won.
"Navigating the Dark Side of Wealth: A Life Guide for Inheritors" (2003) and "Beyond Gold: True Wealth for Inheritors" (2012) plus many articles, presentations and awards. I am a professional speaker as well as a licensed psychotherapist (LCSW).
What is your approach when working with clients who come into money?
Establish relationships through listening to their personal history and concerns. Then we make a plan and goals I usually work on one-year contracts.
Do you focus on a particular industry or client type?
Please look through my website for much more about my work.

All 50 states and International

Windward Optimal Health

https://wind-opt.com
Mental Health Counseling
Do you focus on a particular industry or client type?
Individuals, couples, families, and businesses teams where there are emotions involving money - entertainers, business owners, athletes, special ops agency folks, media employees, IT, and legacy wealth earners
What is the name of a principal person who helps people who come into money?
Dr. Robin R. Norris
How many years of experience does that person have?
20+ Years as a family therapist, 5 Years specifically focusing on Consulting around the topic of Money and Wealth
Does that person have any relevant personal experience he or she would like to share?
My PhD, years as a competitive athlete and being the owner of an award-winning business didn't mean that I understood the basics of how to pay off student loans and leave a legacy behind for my family and community. I had to dig deep, learn more about myself, and study and apply new terms I had never come across before. I can assist you to uncover your story, relate to money in a different way, and create the habits you really want to live by.
Please share any books you’ve written, talks and seminars you've given or awards you have won.
Clinical webinar talk for a Treatment Center in my role as a Marriage and Family Therapist: Emotions and Money https://youtu.be/PHDhPiG32f8
What is your approach when working with clients who come into money?
I meet virtually with them I help them to think through the story of what the concept of money has meant to them throughout their life. I assist them to discover the feelings they currently have about money and wealth. Through conversations and behavioral exercises, they can begin to understand the path they hope to take with this responsibility of wealth that feels most appropriate to them.
Do you focus on a particular industry or client type?
I can empathize with people about how a windfall or sudden wealth can contain a spectrum of emotions that many others may not comprehend. I allow for confidential and private space for clients to express the emotions they truly feel and not always the ones that they would share with "the world" outside of our meetings. I help supply them with additional resources as needed.

All states and territories

Your Mental Wealth Advisors

https://www.yourmentalwealthadvisors.com
Registered Investment Advisor
Certified Financial Planner
Tax Planning

FAQs About Suddenly Coming Into Money

‘Come into money’ means to receive a financial windfall or sudden wealth. But when it refers to a person coming into money, you cannot truly understand the meaning by comparing the person’s net worth one day to that person’s net worth another day.

‘Come into money’ is usually used in reference to a person who previously had financial pressures or feelings of not having enough money. Typically, a person with a certain level of income or wealth has a lifestyle that reflects that level of wealth. If you have a $100,000 per year income and savings of $50,000, then you probably have a house that a person with a $100,000 annual income has. And you drive a car that a person with a $100,000 annual income has. And your children go to schools where other parents with a $100,000 annual income send their children to school. And you have the same world view, opinions and habits of other people with a $100,000 annual income and savings of $50,000.

But if that person suddenly receives $1 million as an inheritance, for example, now that person has a choice of upgrading his or her life. Now, that person can purchase a house in a neighborhood where the neighbors have a different world view, opinions and habits. Now that person can send his or her children to a better school and can get a better car. It allows that person to get a different perspective in terms of what is possible. Prior to having the $1 million, the person probably dreamed of having $1 million. However, it seemed like an unattainable dream. Now that the person actually has $1 million, the person has three choices: (1) keep the money in and maintain the previous lifestyle, world view and mindset, (2)  

‘Come into money’ is sometimes used derogatively by others who have feelings of jealousy or resentment. It can also insinuate that the person who came into money is now behaving differently and making choices that the other people do not understand.  In this latter case, it is possible that the person is experiencing Sudden Wealth Syndrome, which is a form of psychological stress caused by a financial windfall. It causes intense feelings, and those feelings may be in conflict. For example, the person may be feeling extreme joy from an inheritance, and simultaneously feel grief from the death of the loved one that caused the inheritance. Not knowing who to trust, combined with most other people not being able to relate to the person’s experience, can cause the person to withdraw.

Suddenly coming into money challenges your personal identity. Your previous identity consisted of such things as your gender, your age, your ethnicity, your career … and your annual income and level of wealth. If your previous net worth was, for example, $250,000 and now your net worth is $2.5 million, your subconscious mind probably still sees you as someone with $250,000. You are literally a person who sees himself/herself as someone with a net worth of $250,000, who happens to have $2.5 million in an account. Your also subconsciously have ideas of what someone with $2.5 million is like. Those might be good ideas. And they might be bad ideas. Maybe growing up you thought people with $2.5 million didn’t deserve the money. Maybe you didn’t understand how they thought and how they behaved. So, you decided that you didn’t like people with $2.5 million. And now that you happen to have $2.5 million in an account, do you deserve the money? Does what you are thinking and how you are behaving make sense to you? Do you like yourself?

We give this as a background so you can understand some of the internal psychological pressures that people who come into money have. This emotional and psychological shock is sometimes referred to as Sudden Wealth Syndrome. Put bluntly, your subconscious mind will sabotage you so that it proves that its view of the world (namely, as a person worth $250,000) is correct. Thus, you will start making poor or risky decisions that somehow happen to put you back to where you were before. Or at least that is the risk. The more warning you had that you would come into money, and the more psychologically prepared you were, the more likely you will make better decisions.

To answer the question, if you come into money, you are risk of poor decision-making. Thus, here are some steps that can help:

  • Make a decision not to do anything with the money for a period of time. If you come into money with little or no warning, and you were psychologically unprepared for the windfall, you can expect to need five years to get to a new normal where your subconscious accepts your new identity and you have fully adjusted. We suggest that you make no major decisions regarding the money during these five years.
  • Since many people who come into money have a hard time waiting five years before making a major decision about the money, we would also encourage you to “lock up” the money in a trust that is managed by a professional financial advisor and is irrevocable for five years. Our law firm can prepare such a trust.
  • Get in touch with people on this website page to help you. The people listed on this directory have special training and/or experience helping people who come into money. They understand the changes and intense emotions that you are experiencing.
  • To come into money means there has been a major life change for you. It may feel extremely overwhelming. The death of a loved one, the sale of a business, even winning the lottery all have major emotions tied to them. It is confusing to say the least when your life changes in such a fundamental way. If you have come into money when someone you loved passed away, it is especially challenging. It’s hard to reconcile knowing you will not sit in your grandma’s kitchen again while she makes your favorite meatloaf and knowing that she left you enough money to change your life. You could be grieving the sale of your business-your life’s work and wake up not knowing what to do with yourself every day. To come into money means you are probably going to come into a lot of conflicting feelings as well.

When you come into money, it can be exciting. It can be scary and overwhelming and alienating and thrilling all at once. So, what do you do? The first, and most important thing, is do not touch it until you have been able to talk to professionals. Second, gather your team. Your advisory team will most likely consist of a lawyer with estate planning and asset protection experience, a financial advisor who works with clients in your specific situation, possibly a CPA, and a therapist who is trained in assisting with the psychology of money. Asking trusted friends and family for referrals can be a good place to start, though you may not want to let everyone know why you are asking until you have the professional support to help you with the kinds of requests your loved ones may make of you. It is a lot easier to tell someone you cannot give them money because your financial team makes those decisions. Third, take a step back. Evaluate your lifestyle, your values, your goals, and your dreams for the future so you can determine exactly what you want to get out of the money you have come into. This can be a major roadblock for most people. The new freedom you feel can be overwhelming and can often lead to an identity crisis, which is why having a therapist who deals with financial health can be the difference between living the life you have always wanted and losing everything. Our Sudden Wealth Directory is full of professionals in all these areas that will work with you to give you the best chance at navigating such an overwhelming change.

We are going to tell you the truth, rather than selling you a ‘Get Rich Quick Scheme.’ Be sure to read the last paragraph of this section. If you want a simple answer, it is in the last paragraph.

It certainly is possible to come into money fast. There are two ways to do it. One way is to take the actions of a person who knows how to come into money fast. Sorry if that sounds vague. But it is true. There are books and seminars that will teach you step-by-step methods to come into money. The flaw with this, however, is that these books and seminars teach you what worked for a particular person. And the author of the book or teacher of the seminar had already spent time to become the person who was capable of using the step-by-step methods to acquire wealth. The method may be perfectly valid. But the teachers behind these books and seminars will tell you that only a small percentage of their students actually achieve results. The reason? Because the students do not actually do the work. Why is this? Read on.

The other way to come into money fast is to work on your mindset and become the person who has the amount of money you desire. This is the premise behind the book Think and Grow Rich, by Napoleon Hill.  Without the proper mindset, your subconscious mind will sabotage you. The little voice in your head will start telling you: “It won’t work. You’re not good enough. Who do you think you are?!?” You won’t believe it’s possible. And your thoughts will remain on what you currently have.

Here’s a simple answer to your question: Change your environment. The book Willpower Doesn’t Work: Discover the Hidden Secrets to Success, by Benjamin Hardy is a good background. If you want to come into money, start spending time with people who have the level of income and financial success that you want. Learn to think like they do. Study how they react to things. Discover what bothers them that does not currently bother you. Learn what does not bother them that does bother you. Learn how they think about things. Learn how they control their emotions. Are they positive or negative? (Spoiler alert: they will be positive, will not dwell on the past, and be indifferent to other people’s opinions of them.)